Deposit Services

Plan your future with AAA and Discover Bank savings products. Choose from a variety of savings options including online savings, money market, CDs and IRA CDs. Plus, open and manage your account(s) quickly and with ease through Discover’s online portal and mobile app.

Options include:

  • Preferred member rates on all CD and IRA CD terms
  • Fixed rates and guaranteed returns with CD terms from 3 months to 10 years1
  • Easy online account management tools
  1. For personal accounts only. A penalty may be charged for early CD withdrawal. Fees could reduce the earnings on the account.


View Rates or Open an Account Online
Manage a Current Account


1. As of 12/31/11, approximately three quarters of the AAA CD portfolio was complied of 12-, 24-, and 60-month CDs. 2. There is no minimum deposit required to open a CD, IRA CD, or Money Market Account; however, Money Market Accounts must have an average daily balance of at least $1,500 beginning on the third statement cycle otherwise a monthly minimum balance fee will be charged. 3. Based on National Average APY for interest-bearing savings account with balances over $500 as reported by Informa Research Services, Inc. as of 1/22/2013. 4. (4Q-2012) Top Tier Quarterly Winner for consistently high yields. ©2013 Discover Bank, Member FDIC