- Preferred member rates on all CD and IRA CD terms
- Fixed rates and guaranteed returns with CD terms from 3 months to 10 years1
- Easy online account management tools
- For personal accounts only. A penalty may be charged for early CD withdrawal. Fees could reduce the earnings on the account.
View Rates or Open an Account Online
Manage a Current Account
1. As of 12/31/11, approximately three quarters of the AAA CD portfolio was complied of 12-, 24-, and 60-month CDs. 2. There is no minimum deposit required to open a CD, IRA CD, or Money Market Account; however, Money Market Accounts must have an average daily balance of at least $1,500 beginning on the third statement cycle otherwise a monthly minimum balance fee will be charged. 3. Based on National Average APY for interest-bearing savings account with balances over $500 as reported by Informa Research Services, Inc. as of 1/22/2013. 4. Bankrate.com (4Q-2012) Top Tier Quarterly Winner for consistently high yields. ©2013 Discover Bank, Member FDIC