Wedding Insurance


Wedding insurance helps make things right when something goes wrong.

You’ve always dreamed of planning the perfect wedding, but no matter how carefully you plan it, there are many things that can go wrong – things beyond your control. A wedding is an investment, and as the average cost of weddings rise, wedding insurance is needed more than ever. After all, you wouldn’t buy a new car that costs that much without insuring it against damage.

Your wedding insurance policy can cover a variety of solutions such as:

No Dress

You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.

Lost Deposits

We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.

Lost Rings

You can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged.

Severe Weather

If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for certain non-recoverable expenses.


Reimbursement is available if a necessary and unavoidable cancellation or postponement of the event occurs. Reimbursement is available for transportation, food, catering services, property, and equipment rentals, hall and location rentals, and more.

Ruined Photos

If your photographer’s images are lost or damaged, we can help cover the cost to retake new photos.

Call to Duty

If the bride or groom is unexpectedly called up to active duty, or has her or his military service leave revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.

Damaged Gifts

You can get repair or replacement cost if your wedding gifts are damaged.

Sudden Illness

If the wedding needs to be postponed because sudden illness prevents the bride, groom, or their parents from attending, you can receive reimbursement for certain non-recoverable expenses.

Venue Requires Insurance

As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.

Liquor Liability

As an individual liability option to your policy, you can add this coverage to protect yourself against liability arising from alcohol-related occurrences (subject to policy conditions and exclusions).

Additional Expenses

If a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, we can reimburse you for the difference in cost, up to 25% of the original contract price.

To find out more about wedding insurance, call your AAA agent or 1-866-222-7868 to discuss your coverage options.

Get a quote today!